为你的 肽类 业务收单 今天。
你的客户用 Apple Pay 或银行卡付款。你在 60 秒内以 USDC 出金。为被 Stripe 拒绝的独立创业者打造的 Stripe 级别体验 —— 无需 LLC、无滚动保证金、当天上线。
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为全球肽类商家提供动力 遍布世界。
两步结账 —— 银行卡或 Apple Pay。
你的钱包地址已预填进支付链接,对客户完全隐藏。他们只需选择支付方式(Apple Pay、银行卡、Revolut……),直接进入法币通道,点击 立即购买。USDC 自动结算到你的钱包 —— 客户不用做任何其他事。资金到账瞬间,你会收到邮件通知,Webhook 同时触发,你的 WooCommerce / Shopify 订单自动标记为已支付。
选一次支付方式
在你的 WooCommerce 结账页(或支付链接)上。最多 18 条通道,按该国家 + 卡 BIN 的批准率排序。一键完成 —— 后面不用再选第二次。
![The actual Peptide-Pay checkout page customers see — Order summary with BPC-157, Retatrutide · $200.00, then 6 provider tiles (MoonPay [Recommended], Transak, Banxa, Crypto.com Pay, Revolut, Binance Pay) with the card brand SVGs they accept, plus Encrypted / 30s settlement / PCI-compliant trust badges, secured by peptide-pay.](/_next/image?url=%2Fscreenshots%2Fjourney%2Fcheckout-real.png&w=3840&q=75&dpl=dpl_AJT74cTb9ScR77GnFU5FMSYH2hyk)
付款 —— 从不接触钱包
法币通道上的钱包地址字段已预填为你的地址,对客户隐藏。客户只需选择 Apple Pay / 银行卡 / SEPA 并点击立即购买。体验和 Amazon 一样。他们从不粘贴地址、从不选链、从不知道涉及加密货币。
USDC 到账你的钱包
60 秒后到账。如已配置,会自动分账到你的多个出金钱包。Webhook 触发,WooCommerce 订单状态转为处理中。私钥始终在你手上 —— 我们一分钱都碰不到。
选一次支付方式
在你的 WooCommerce 结账页或支付链接上。18 条通道按批准率排序。一键完成。
付款 —— 从不接触钱包
钱包已预填为你的地址。客户只需选 Apple Pay / 银行卡并点击购买。他们从不粘贴地址或选链。
USDC 到账你的钱包
60 秒到账。Webhook 触发,订单转为处理中。私钥始终在你手上。
4.49 – 8.50%+ 入金通道费率 1.5% 起
面向被 Stripe、PayPal 和 Revolut 拒绝的行业。选一条最适合你客户群的通道。无月费、无开通费、无保证金。
Coverage
Auto-routed by your customer's IP.
When a customer opens a Peptide-Pay checkout, we read their IP country and surface only the on-ramps that work where they live — sorted by acceptance rate. A Dutch customer sees iDEAL first, a Frenchman sees Guardarian (no-KYC under €700), a US customer sees Stripe Link Crypto. Same checkout link, different tiles. No config — works on every payment link, every embedded checkout, every SDK call.
| On-ramp | United States | Canada | France | EU mainlandDE · ES · IT · … | Netherlands | United Kingdom | India | Rest of worldLATAM · APAC · ME | SanctionedIR · KP · SY · CU · RU |
|---|---|---|---|---|---|---|---|---|---|
Stripe Link CryptoCard USD / EUR · Apple Pay / Google Pay / card · Hawaii excluded | Native | Not avail. | Supported | Supported | Supported | Not avail. | Not avail. | Not avail. | Not avail. |
Crypto.com PayCard USD only · Visa/MC · 4 US states excluded (HI, NV, NY, TX) · Canada not supported | Supported | Not avail. | Native | Native | Native | Native | Supported | Supported | Not avail. |
TopperCard Apple Pay / Google Pay · NY excluded · Canada and India not supported | Supported | Not avail. | Native | Supported | Supported | Native | Not avail. | Supported | Not avail. |
MoonPayCard Apple Pay / Google Pay · ~7–8% all-in fees · Russia + Hungary blocked | Supported | Supported | Supported | Supported | Supported | Supported | Supported | Supported | Not avail. |
BanxaCard Card + bank transfer · ~5% all-in · 4 US states excluded (HI, IL, LA, NY) | Supported | Native | Native | Native | Native | Native | Supported | Supported | Not avail. |
TransakCard Card / Apple Pay · UPI in India · 6 US states excluded (AK, LA, MN, NY, ND, VI) | Supported | Native | Native | Native | Native | Native | Native | Native | Not avail. |
UnlimitCard Card · LATAM-strong (PIX, OXXO, SPEI) · UK and India not supported | Supported | Supported | Supported | Supported | Supported | Not avail. | Not avail. | Native | Not avail. |
SimplexCard Card · $10 fixed fee — best for $50+ · UK + 5 US states excluded | Supported | Supported | Supported | Supported | Supported | Not avail. | Supported | Not avail. | Not avail. |
GuardarianLight KYC SEPA · Open Banking · MiCA-aligned EU CASP · FR lead, no UK / US / CA / IN | Not avail. | Not avail. | Native | Native | Native | Not avail. | Not avail. | Supported | Not avail. |
Klarna (Pay Now)Local rail Instant payment via Klarna account · 13 EU countries · not BNPL / Pay-in-3 | Not avail. | Not avail. | Supported | Supported | Supported | Not avail. | Not avail. | Not avail. | Not avail. |
iDEALLocal rail Bank-to-bank · ~70% of NL e-commerce · transitioning to iDEAL | Wero (2027+) | Not avail. | Not avail. | Not avail. | Not avail. | Native | Not avail. | Not avail. | Not avail. | Not avail. |
UPILocal rail Unified Payments Interface · India only · routed via Transak | Not avail. | Not avail. | Not avail. | Not avail. | Not avail. | Not avail. | Native | Not avail. | Not avail. |
Interac e-TransferLocal rail Canadian bank-to-bank · routed via MoonPay / Banxa / Transak | Not avail. | Native | Not avail. | Not avail. | Not avail. | Not avail. | Not avail. | Not avail. | Not avail. |
Data sourced from each provider's official availability docs and Peptide-Pay's production routing (May 2026). Niche aggregators (SimpleSwap, etc.) route additionally through Mercuryo / Apple Pay where listed providers are unavailable. EU mainlandcovers the major EU markets — Stripe Link Crypto actually supports the full 27-country EU/EEA, while Klarna is limited to 13 (AT/BE/FI/FR/DE/GR/IE/IT/NL/PT/SK/ES/SE) and MoonPay specifically blocks Hungary. State-level US restrictions (HI, IL, LA, NY for some rails) and dynamic on-ramp uptime are not reflected — when a tile's upstream is down, the picker falls back to the next eligible one automatically. Sanctioned jurisdictions (IR, KP, SY, CU, plus rotating OFAC additions) are excluded from every rail.
Custody
Your funds bypass us entirely.
Card processor settles USDC directly on-chain to your Polygon wallet. We never touch a cent.
Onboarding
Paste a wallet. Same-day go-live.
No LLC, no merchant-bank-account interview, no rolling reserve. Perfect for MVP / pre-incorporation / soft-launch — pre-revenue solo founders welcome.
Risk
Invisible to bank risk teams.
Your customer's statement reads "USDC PURCHASE". No peptide keyword. No MCC 5122.
支付服务商对比
和其他方案正面对比。
费率、滚动保证金、出金速度、上线时间。不兜圈子。
| 支付服务商 | 支持肽类 | 费率 | 保证金 | 出金 | 上线 |
|---|---|---|---|---|---|
| peptide-pay | 支持 | 3% | $0 | 60 秒 | 当天 |
| Stripe | 不支持 | 2.9% + 30¢ | — | — | — |
| PayPal | 不支持 | 3.49% + 49¢ | — | — | — |
| Wise | 不支持 | Varies | — | — | — |
| Revolut | 不支持 | 1% + 20p | — | — | — |
| CCBill | 有阻力 | 10.8 – 14.5% | 5 – 10% · 6 个月 | 每周 | 2 – 4 周 |
| Checkout.com | 仅限企业客户 | Custom | 面议 · 6 个月 | T + 2 天 | 4 – 8 周 |
| CoinPayments | 仅限加密货币 | 0.5% | 无 | 即时 | 即时 |
保证金 = 支付服务商预留的现金,用于应对拒付。出金 = 从客户付款到钱到账的时间。上线 = 从注册到接受第一笔支付的时间。
直接的答案。
每个肽类店主在切换前都会问这些问题。